Terms and Conditions

Please read these Terms and Conditions (“Terms”, “Terms and Conditions”) carefully before using the Peace of Mind Benefits website (the “Service”) operated by Peace of Mind Benefits (“us”, “we”, or “our”).

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.

Privacy

Please review our Privacy Policy, which also governs your visit to Peace of Mind Benefits, to understand our practices.

Electronic Communications

When you visit https://pombenefits.com or send us e-mails, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Copyright

Unless otherwise noted, all content included on this site, such as text, graphics, logos, button icons, images, audio clips, and software, is the property of Peace of Mind Benefits or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of Peace of Mind Benefits and protected by U.S. and international copyright laws.

Trademarks

Peace of Mind Benefits, and other marks indicated on our site are trademarks of Peace of Mind Benefits. Peace of Mind Benefits graphics, logos, page headers, button icons, scripts, and service names are trademarks or trade dress of Peace of Mind Benefits or its subsidiaries. Peace of Mind Benefits’s trademarks and trade dress may not be used in connection with any product or service that is not Peace of Mind Benefits’s, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Peace of Mind Benefits. All other trademarks not owned by Peace of Mind Benefits or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Peace of Mind Benefits or its subsidiaries.

Correction of Errors and Inaccuracies

The information on the Site may contain typographical errors or inaccuracies and may not be complete or current. We therefore reserve the right to correct any errors, inaccuracies or omissions and to change or update information at any time without prior notice.

License and Site Access

Peace of Mind Benefits grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of Peace of Mind Benefits. This license does not include any resale or commercial use of this site or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of this site or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of Peace of Mind Benefits. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Peace of Mind Benefits and our affiliates without express written consent. You may not use any meta tags or any other “hidden text” utilizing Peace of Mind Benefits’s name or trademarks without the express written consent of Peace of Mind Benefits.

Links to Third Party Sites

The Peace of Mind Benefits site may contain links to other sites that are not under our control. These sites may have their own policies regarding privacy. We have no control of or responsibility for linked websites and provide these links solely for the convenience and information of our visitors. These websites are not subject to this Privacy Policy. You should check the privacy policies, if any, of these individual sites to see how your personal information will be utilized by the operators of those third-party websites.

Reviews, Comments, Communications, and Other Content

If you submit material, and unless we indicate otherwise, you grant Peace of Mind Benefits and its affiliates a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant Peace of Mind Benefits and its affiliates and sublicensees the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you submit; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify Peace of Mind Benefits or its affiliates for all claims resulting from content you supply.

Disclaimer of Warranties and Limitation of Liability

THIS SITE IS PROVIDED BY Peace of Mind Benefits ON AN “AS IS” AND “AS AVAILABLE” BASIS. Peace of Mind Benefits MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, Peace of Mind Benefits DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Peace of Mind Benefits DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM Peace of Mind Benefits ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. Peace of Mind Benefits WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.

CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

Applicable Law

By visiting Peace of Mind Benefits, you agree that the laws of the state of Indiana, without regard to principles of conflict of laws, will govern these Terms of Use and any dispute of any sort that might arise between you and Peace of Mind Benefits or its affiliates.